Gallagher Bassett's annual whitepaper returns with fresh insights on how carriers are navigating cost pressures, workforce challenges, and rapid technological change.

Built from the perspectives of industry leaders across North America, the UK, and Australia, the 2026 edition explores what's driving change — and how the industry is preparing for what's next.

Here's a preview of the questions guiding our research and a glimpse of the insights:

Key questions we asked carriers

  • How are you adapting cost-control strategies to manage rising expenses?
  • How are you using AI to improve decision-making and fraud detections?
  • What barriers still limit AI and data adoption in claims operations?
  • Are tariffs and economic volatility influencing underwriting and pricing?
  • How are labor and skills shortages affecting performance?

Insights you'll discover

  • How carriers are adapting cost-control strategies to manage rising expenses
  • How automation and AI are transforming claims resolution and fraud prevention
  • What workforce shifts mean for efficiency and customer experience
  • How economic and trade pressures are impacting underwriting and operations
  • Practical strategies from carriers leading through uncertainty
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Meet the Team Behind The Carrier Perspective

Our research and insights are shaped by a team of industry experts with deep experience in claims management, technology adoption, and strategic risk.

Caryn Siebert

Caryn Siebert

VP — National Director, Carrier Engagement
Jon Stambaugh

Jon Stambaugh

SVP — Carrier Practice
Kapil Mohan

Kapil Mohan

Chief Client Officer — Risk Management and Carrier Practice
Dan Link

Dan Link

SVP — Consultative Analytics
Emily  Day

Emily Day

Director, Consultative Analytics
Jessy Watson

Jessy Watson CPCU, MBA

Assistant VP, Consultative Analytics
Russell Lindberg

Russell Lindberg

Director, Consultative Analytics, Client Technologies
Sheharyar  Quadri

Sheharyar Quadri

Assistant VP, Consultative Analytics
Timothy  Maj

Timothy Maj

Senior Associate, Strategic Insights

2025 claims insights featured in industry media

Every year, our annual Carrier Perspectives report is featured in respected industry publications. Here are just a few examples of how our 2025 insights were used to inform a global audience of insurance and claims management professionals.

Risk & Insurance Magazine

Insurance Industry Navigating Economic, Technological and Customer Changes

Economic volatility, climate change and technology are reshaping insurer operational strategies, Gallagher Bassett report finds.

CLM Magazine

Claims Costs Rise Amid Economic Challenges; Higher Settlement Values

Gallagher Bassett expert Joseph Berrios sits down in an exclusive Q&A with CLM to share further insights from the company's 2025 Carrier Perspective report.