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How Climate Risk Is Changing the Australian Insurance Industry
As the frequency and severity of natural disasters escalate, insurers are confronting mounting financial and operational pressures.
Gallagher Bassett's annual whitepaper returns with fresh insights on how insurers are navigating cost pressures, workforce challenges, and rapid technological change.
Built from the perspectives of industry leaders across Australia, the UK, and North America, the 2026 edition explores what's driving change — and how the industry is preparing for what's next.
Here's a preview of the questions guiding our research and a glimpse of the insights:
Key questions we asked insurers
- How are you adapting cost-control strategies to manage rising expenses?
- How are you using AI to improve decision-making and fraud detections?
- What barriers still limit AI and data adoption in claims operations?
- Are tariffs and economic volatility influencing underwriting and pricing?
- How are labour and skills shortages affecting performance?
Insights you'll discover
- How insurers are adapting cost-control strategies to manage rising expenses
- How automation and AI are transforming claims resolution and fraud prevention
- What workforce shifts mean for efficiency and customer experience
- How economic and trade pressures are impacting underwriting and operations
- Practical strategies from insurers leading through uncertainty
Sign up now for early access
Join thousands of insurance professionals receiving insights from our experts and be among the first to receive the 2026 report upon release.
Meet the team behind The Carrier Perspective
Our research and insights are shaped by a team of industry experts with deep experience in claims management, technology adoption, and strategic risk.
